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Essential Lite

Budget-friendly cover with out-of-hospital extras.

$99 /month from

At a glance

  • Single$99/mo
  • Couple$198/mo
  • Family$297/mo
  • Excess$250 per year per person

What's covered

Public hospital cover ✓ Included
Private (agreement) hospital cover ✓ Included
Private (non-agreement) hospital cover Minimum benefits
Emergency ambulance ✓ Included
Doctor / GP services 100% of MBS ($300 pp / $600 family p.a.)
Prescription medicines $300 per year
Pregnancy & birth (after waiting period) ✓ Included
Repatriation to home country ✓ Included

Waiting periods

preExisting: 12 monthspregnancy: 12 monthspsychiatric: 2 monthsprescriptions: 0 months

Eligible visa subclasses

Subclass 457Subclass 482Subclass 485Subclass 400Subclass 403Subclass 407Subclass 408Subclass 417Subclass 462Subclass 476Subclass 489Subclass 942Subclass 988Subclass 188Subclass 771

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